Dental Insurance – San Antonio, TX

Maximizing Your Dental Coverage

Dental insurance forms

Do you know what is and isn’t covered by your specific plan? Do you fully understand the difference between an out of network provider or an in network one? What’s the best strategy for getting the absolute most out of your benefits? Our team at HIC Dental - Implant & Family Dentistry can answer all of your insurance questions so that the care you need always comes at an affordable price. Call today with your insurance information to get started.

Understanding How Dental Insurance Works

Dental patient completing dental insurance forms

Dental insurance and medical insurance do have some things in common, but they focus on different things. Medical insurance is meant to be used to help you pay for care in an emergency situation, such as a major injury or illness. Dental insurance, meanwhile, is centered around the idea of prevention, where most plans offer full coverage for checkups, cleanings, and X-rays so that the bigger dental issues that would cost more to treat don’t occur in the first place.

What Your Dental Insurance Plan Covers

Dental team member and patients discussing dental insurance coverage

You need to review your plan to see what specific kind of coverage you have. You should reach out to your insurance provider to confirm your benefits before beginning any kind of treatment. A typical plan will fully cover preventive care, pay up to 80% of the cost of basic restorative care, and cover around 50% of the cost of more extensive treatments. Teeth whitening and other cosmetic procedures aren’t included under most plans, although exceptions do exist.

Our In-Network PPO Dental Insurance Providers

Dental insurance forms on tablet computer

When you choose a dental office, you need to determine whether it’s in-network our out-of-network with your insurance. Out-of-network plans can still be accepted, but in-network plans (which involve a contract where the dentist accepts pre-negotiated rates for their services) can help patients save more money. You can check our list of in-network insurance providers below, and you can give us a call to see how we can help you maximize your savings.

  • Delta Dental
  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • DenteMax
  • Guardian
  • Humana
  • MetLife
  • United Concordia
  • United Healthcare
  • And many more!

Don’t see your plan? We likely take it! Reach out to our team today!